Looking for a Mortgage Broker in Newcastle?

Speak to a CeMAP qualified mortgage adviser today. 

ASK A QUESTION

How can I help...

Hi my name is Michael.  I can answer your questions about mortgages and help you with the property buying process. 

Find out if I can help you with a free initial consultation. 

Can you get a mortgage?

Use our free 7 Question mortgage eligibility checker to estimate your chances

How much can I borrow?

Finding this out allows you to identify properties in your price range. 

How quickly can I find out?

We can arrange a decision in principle on the same day in most cases. 

Expert Independent Mortgage Advice on your doorstep


Process Steps

Don't loose the home of your dreams by missing out on a key step in the home buying process.

01

Establish how much you are likely to be able to borrow. 

02

Obtain a Agreement in Principle Certificate 

03

View, offer and agree on a purchase

Here is what I can help with. 

First Time Buyer Mortgages

These are specific mortgages for someone who has never owned a property or not owned a property for a set amount of time. 

Right to Buy Mortgage Help

Local authorities offer generous discount which can form part or all of a deposit to buy your council house. We have access to special mortgage products from lenders who know and understand this type of transaction. 

Help with a Remortgage

Switching mortgages has never been easier, we can advise you of the best deal from your current lender and compare this to the open market. 

Buy To Let Mortgages

My speciality.. as a buy to let landlord I understand the process inside out. I'm also experienced with the minefield that is portfolio buy to let and ltd company buy to let for the savvy landlords that have switched to company ownership. 

Here are the mortgages I can help you with...

First Time Buyer Mortgages

If you are looking to buy your first home and take that all important first step on to the property ladder you will no doubt have lots of questions.

  • How much can I borrow?
  • How much deposit will I need?
  • How long does it take to arrange a mortgage?
  • How does help to buy work?

We are happy to answer all of these questions and provide you with a free initial consultation to explain the process. The answer to some of these questions depends on your personal circumstances which we will need to discuss openly.

Right to Buy Mortgage Help

If you are an eligible council or housing association tenant you can buy your home and take advantage of a discount of up to £108,000

This government backed mortgage scheme means lenders have specific mortgage products to help you own your home. Book a free initial consultation so we can answer any questions you may have.

To find out if you are eligible for right to buy please visit https://righttobuy.gov.uk/


Remortgage Help

Do you want a better deal or you would like to fund a home improvement such as new kitchen. When remortgaging there are a lot of factors to consider. It is important you take specialist advise particular to your current circumstances and future aspirations. I can help:

  • Explain the process
  • Find the best deals in the market
  • Arrange a valuation
  • Arrange additional borrowing
  • Arrange the necessary legal paperwork

Porting Your Current Mortgage

Are you planning to move up the property ladder?

Not all lenders permit a mortgage to be ported. It is also important to consider that lenders will refer to their current criteria when deciding on allowing a mortgage to be ported to a new property.

It is best to discuss your personal circumstances along with the details of your current mortgage arrangement with a qualified mortgage broker.

I can help you and offer advice specific to you as part of a free initial consultation.


Buy To Let Mortgages

As a portfolio landlord myself I understand what you are looking for in a mortgage broker. I work fast to provide necessary documents to agents and vendors that will help secure your investment.  I also know Newcastle and the surrounding areas very well and therefore I can accurately advise on the financial details of your deal.


If you are planning on becoming a landlord for the first time and investing in property please get in touch for a free initial consultation. 

What does an adviser do?

I can save you time by searching multiple lenders to quickly establish how much each lender may be prepared to lend. We then cross reference this with the rates and lending criteria to make a personal recommendation.  

Calculate Lending Eligibility

I will work out how much you are likely to be able to borrow from a mortgage lender, this allow you to budget for your new property

Identify Suitable Lenders

By searching a panel of lenders from across the country I will match your criteria and needs to the most suitable lender. 

Apply for you

I will collect the data and help fill out the forms and obtain your credit history. Making sure the lender has everything they need.

Support with completion

I make sure everyone has what they need including solicitors and estate agents. My goal is to keep your purchase on track.

testimonials

What they say

S Conner 

Jarrow

"Couldn't recommend Michael enough. He has been worth his weight in gold to us with all the specialist advice he has given"

G Ord 

Bedlington

"Would recommend using him to anyone thinking of buying a house"

Latest Articles from our blog

In depth question and answers on mortgages and the house buying process. 

October 18, 2020

...

October 15, 2020

...

October 9, 2020

...

Contact Information

Map Newcastle Upon Tyne

Find us here: The Mortgage Hero
Hebburn
Tyne & Wear

Phone: 0191 607 0706