Castle Brokers

Looking for A Mortgage Broker in Newcastle?

Mortgage Advisor Headshot

Hi I'm Michael

If you have a question? Call me on 07984420344 or 0191 607 0706

Here is what I can help you with

Our  Mortgage Advice Services

Residential

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    First Time Buyer & The Help To Buy Scheme
  • Right To Buy for Council Tenants
  • Remortgages
  • Porting Mortgages
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    Buy To Let

Commercial

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    Limited Company Mortgages
  • Bridging Loans
  • Development Finance
  • Portfolio Landlords

I work for you to secure the most suitable borrowing solution

Expert Residential Mortgage Advisor

First Time Buyer Mortgages

If you are looking to buy your first home and take that all important first step on to the property ladder you will no doubt have lots of questions.


  • How much can I borrow?
  • How much deposit will I need?
  • How long does it take to arrange a mortgage?
  • How does help to buy work?


We are happy to answer all of these questions and provide you with a free initial consultation to explain the process. The answer to some of these questions depends on your personal circumstances which we will need to discuss openly.

handing keys to homeowner

Right to Buy Mortgage Help

If you are an eligible council or housing association tenant you can buy your home and take advantage of a discount of up to £108,000


This government backed mortgage scheme means lenders have specific mortgage products to help you own your home. Book a free initial consultation so we can answer any questions you may have.


To find out if you are eligible for right to buy please visit https://righttobuy.gov.uk/

right to buy help, drinking a coffee

Help with a Remortgage

Do you want a better deal or you would like to fund a home improvement such as new kitchen. When remortgaging there are a lot of factors to consider. It is important you take specialist advise particular to your current circumstances and future aspirations. I can help:


  • Explain the process
  • Find the best deals in the market
  • Arrange a valuation
  • Arrange additional borrowing
  • Arrange the necessary legal paperwork


To book a free initial consultation give me a call today 

remortgage home improvements

Porting Your Current Mortgage

Are you planning to move up the property ladder?

Not all lenders permit a mortgage to be ported. It is also important to consider that lenders will refer to their current criteria when deciding on allowing a mortgage to be ported to a new property. 


It is best to discuss your personal circumstances along with the details of your current mortgage arrangement with a qualified mortgage broker.


I can help you and offer advice specific to you as part of a free initial consultation. 


ladder representing property

Buy To Let Mortgages

As a portfolio landlord myself I understand what you are looking for in a mortgage broker. I work fast to provide necessary documents to agents and vendors that will help secure your investment.  I also know Newcastle and the surrounding areas very well and therefore I can accurately advise on the financial details of your deal.


If you are planning on becoming a landlord for the first time and investing in property please get in touch for a free initial consultation. 

investment money growing

Commercial and Business Lending 

Limited Company Mortgages (SPV)

As a director of an SPV myself I know the market very well and can help you obtain suitable funding for your portfolio.  


Since section 24 was introduced by the government in April 2017 more and more landlords have chosen to incorporate. To meet the demand for limited company mortgages more lenders are choosing to occupy this market. With additional lenders deals are becoming more attractive as the competition for business increases.

Bridging Loans

If you need a short term financial arrangement to support a development or a purchase please get in touch.


I understand time is of the essence when dealing with property and bridging finance, I will only take your case if I know I can deliver in your desired time frame.


builder with bridging loan

Main Benefits of Castle Brokers Newcastle

Why use Michael at Castle Brokers

I'm a landlord, property investor and ex estate agent. I have been involved with property buying and selling for 17 years. 


If you need an extra helping hand and a more personal service I can help. From the collecting of information to the filling of forms, I will take care of it.


1

Calculate Lending Eligibility


I will work out how much you are likely to be able to borrow from a mortgage lender, this allow you to budget for your new property

2

Identify Suitable Lenders


By searching a panel of lenders from across the country I will match your criteria and needs to the most suitable lender. 

3

Help you apply


I will collect the data and help fill out the forms and obtain your credit history. Making sure the lender has everything they need.

4

Support with completion


I make sure everyone has what they need including solicitors and estate agents. My goal is to keep your purchase on track.

Get started by speaking to Michael today.

Mortgage Advisor Headshot

 What to expect...


Please get in touch for a free initial consultation about your plans. I can answer any questions you may have and provide some estimates of costs and fees.


I'm happy to do this via a telephone appointment, video conference or my favourite a good old fashioned face to face appointment. 


I look forward to your call.



Call me now and get your questions answered

ABOUT US

Michael Donnelly T/A Castle Brokers is a trading style of Lion Financial Services Ltd which is an appointed representative of Beneficial Life (London) which is authorised and regulated by the Financial Conduct Authority.
Lion Financial Services is registered in England and Wales, company number 10438167, with address Grosvenor House, 11 St. Pauls Square, Birmingham, England, B3 1RB
The FCA does not regulate most Buy to Let mortgages.
Your home may be repossessed if you do not keep up repayments on your mortgage.

CONTACT

Tel: 0191 607 0706

mail@castlebrokers.co.uk

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